:root{
--ink:#241D18;--muted:#5A514B;--teal:#0E6E6E;--teal-d:#0A5252;--teal-dd:#083F3F;
--accent:#C2490F;--accent-d:#A33C09;--accent-l:#FFB07A;--cream:#FFF3EA;--line:#F0DFCE;--white:#fff;
--r:14px;--wrap:1180px;--bp:900px;
--fb:'Work Sans',system-ui,-apple-system,'Segoe UI',Arial,sans-serif;--fh:'Baloo 2','Work Sans',system-ui,sans-serif}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--fb);font-size:16px;color:var(--ink);background:var(--white);line-height:1.7}
h1,h2,h3,h4{font-family:var(--fh);letter-spacing:-.01em;line-height:1.2;color:var(--ink)}
img,svg,iframe{max-width:100%}
a{color:var(--teal-d)}
a:hover{color:var(--accent-d)}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.skip,.skip-link{position:absolute;left:-999px;top:0;background:var(--teal-d);color:#fff;padding:10px 16px;z-index:200}
.skip:focus{left:8px;top:8px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--accent);color:#fff;font-weight:700;font-size:16px;padding:14px 26px;text-decoration:none;border-radius:var(--r);box-shadow:0 10px 22px rgba(194,73,15,.28);border:0;cursor:pointer;line-height:1.3}
.btn:hover{background:var(--accent-d);color:#fff}
.btn.alt{background:var(--teal);box-shadow:0 10px 22px rgba(14,110,110,.26)}
.btn.alt:hover{background:var(--teal-d);color:#fff}
.btn.ghost{background:#fff;color:var(--ink);border:2px solid var(--line);box-shadow:none}
.btn.ghost:hover{border-color:var(--teal);color:var(--teal-d)}
.btn.sm{font-size:14px;padding:10px 18px}
.btn.block{display:flex;width:100%}
/* topbar + nav */
.topbar{background:var(--teal-d);color:#E9DED4;font-size:14px;padding:8px 0}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.topbar a{color:#fff;font-weight:700;text-decoration:none}
.topbar b{color:var(--accent-l)}
header.site{background:#fff;box-shadow:0 1px 0 var(--line);position:relative;z-index:60}
.navbar{display:flex;align-items:center;justify-content:space-between;height:78px;gap:16px}
.logo{display:flex;align-items:center;flex:0 0 auto}
.logo img{display:block;height:46px;width:auto}
.nav-links{display:flex;align-items:center;gap:4px;list-style:none}
.nav-links>li{position:relative}
.nav-links>li>a,.nav-links>li>button{font:600 14.5px var(--fb);color:var(--ink);text-decoration:none;padding:10px 12px;border:0;background:none;cursor:pointer;display:inline-block;white-space:nowrap}
.nav-links>li>a:hover,.nav-links>li>button:hover{color:var(--teal)}
.has-drop>button:after{content:"";display:inline-block;margin-left:7px;border:4px solid transparent;border-top-color:currentColor;vertical-align:-2px}
.dropmenu{display:none;position:absolute;top:100%;left:0;min-width:270px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:0 18px 34px rgba(36,29,24,.14);padding:8px;list-style:none;z-index:90}
.has-drop:hover>.dropmenu,.has-drop:focus-within>.dropmenu{display:block}
.dropmenu li{list-style:none}
.dropmenu a{display:block;padding:9px 12px;color:var(--ink);text-decoration:none;font-weight:600;font-size:14.5px;border-radius:8px}
.dropmenu a:hover{background:var(--cream);color:var(--teal-d)}
.dropmenu .all{border-top:1px solid var(--line);margin-top:6px;padding-top:6px}
.burger{display:none;background:none;border:2px solid var(--line);border-radius:10px;width:46px;height:46px;cursor:pointer;align-items:center;justify-content:center;flex-direction:column;gap:5px}
.burger span{display:block;width:22px;height:2px;background:var(--ink)}
.mob-overlay{display:none;position:fixed;inset:0;background:rgba(10,40,40,.55);z-index:80}
.mob-drawer{position:fixed;top:0;right:0;bottom:0;width:min(86vw,340px);background:#fff;z-index:90;opacity:0;transition:opacity .2s;overflow-y:auto;padding:18px 20px 28px;visibility:hidden}
.mob-open .mob-drawer{opacity:1;visibility:visible}
.mob-open .mob-overlay{display:block}
.mob-drawer .close{display:block;margin:0 0 8px auto;background:none;border:0;font-size:32px;line-height:1;cursor:pointer;color:var(--ink);padding:4px 10px}
.mob-drawer h2{font-size:13px;letter-spacing:.1em;text-transform:uppercase;color:var(--teal-d);margin:18px 0 6px}
.mob-drawer ul{list-style:none}
.mob-drawer li a{display:block;padding:11px 4px;border-bottom:1px solid var(--line);text-decoration:none;color:var(--ink);font-weight:600}
.mob-drawer .btn{margin-top:20px}
/* heroes + pageheads */
.hero{background:linear-gradient(135deg,#fff 0%,var(--cream) 100%);padding:60px 0;position:relative;isolation:isolate;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:50px;align-items:center;position:relative;z-index:2}
.badge{display:inline-flex;align-items:center;gap:8px;background:var(--cream);color:var(--teal-d);font-weight:700;font-size:13px;padding:8px 15px;border-radius:100px;margin-bottom:16px;border:1px solid var(--line)}
.badge:before{content:"";width:9px;height:9px;border-radius:50%;background:var(--accent)}
.badge.badge-alt{background:var(--teal-d);color:#fff;border-color:var(--teal-d)}
.badge.badge-alt:before{background:var(--accent-l)}
.hero h1{font-size:clamp(30px,4.6vw,44px);margin-bottom:16px}
.hero h1 span{color:var(--teal)}
.hero p{color:var(--muted);font-size:17px;max-width:520px;margin-bottom:22px}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:22px}
.trustrow{display:flex;gap:6px 18px;flex-wrap:wrap;color:var(--muted);font-size:14px;font-weight:600;list-style:none}
.trustrow li:before{content:"\2713\00a0";color:var(--teal)}
.statpanel{background:var(--teal-d);color:#fff;border-radius:var(--r);padding:28px}
.statpanel h2{font-size:15px;color:#fff;opacity:.85;margin-bottom:14px;font-family:var(--fb);font-weight:600}
.strow{display:flex;justify-content:space-between;gap:14px;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.18);font-size:14.5px}
.strow:last-child{border-bottom:0}
.strow b{color:var(--accent-l);font-family:var(--fh);font-size:17px;text-align:right}
.pagehead{background:linear-gradient(135deg,var(--teal-dd) 0%,var(--teal-d) 55%,var(--teal) 100%);color:#fff;padding:46px 0 42px;position:relative;isolation:isolate;overflow:hidden}
.pagehead .wrap{position:relative;z-index:2}
.pagehead h1{color:#fff;font-size:clamp(28px,4.2vw,42px);max-width:860px;margin-bottom:12px}
.pagehead p.lede{color:#E7F1EF;font-size:17.5px;max-width:780px}
.pagehead p.lede+p.lede{margin-top:10px}
.pagehead .badge{margin-bottom:14px}
.pagehead .cta-row{margin:20px 0 0}
.crumbs{font-size:13.5px;margin-bottom:14px;color:#CFE5E2}
.crumbs a{color:#fff}
.crumbs span{opacity:.7;padding:0 6px}
.zips{display:flex;flex-wrap:wrap;gap:8px;margin-top:16px;list-style:none}
.zip-chip{display:inline-block;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.4);color:#fff;font-weight:700;font-size:14px;padding:5px 14px;border-radius:100px}
.has-hero .hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.has-hero:before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(8,63,63,.92),rgba(8,63,63,.62))}
.hero.has-hero h1,.hero.has-hero p,.hero.has-hero .trustrow{color:#fff}
.hero.has-hero h1 span{color:var(--accent-l)}
/* strips */
.strip{background:var(--cream);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.strip ul{display:flex;justify-content:space-between;padding:16px 24px;flex-wrap:wrap;gap:10px;list-style:none;max-width:var(--wrap);margin:0 auto}
.strip li{font-weight:700;font-size:14px;display:flex;align-items:center;gap:9px}
.strip li:before{content:"";width:10px;height:10px;border-radius:3px;background:var(--teal)}
.emergency{background:var(--accent-d);color:#fff;padding:22px 0}
.emergency .wrap{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:14px}
.emergency h2{font-size:22px;color:#fff}
.emergency p{font-size:15px;color:#FFE9DB}
.emergency .btn{background:var(--teal-d);box-shadow:none}
.emergency .btn:hover{background:var(--teal-dd)}
/* sections */
.sec{padding:68px 0;background:#fff}
.sec.tint{background:var(--cream)}
.kick{color:var(--teal-d);font-weight:700;font-size:13px;letter-spacing:.1em;text-transform:uppercase}
.sec h2.big{font-size:clamp(26px,3.4vw,36px);margin:8px 0 28px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.cards.c2{grid-template-columns:repeat(2,1fr)}
.cards.c3{grid-template-columns:repeat(3,1fr)}
.cards.c4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px}
.card h3{font-size:18px;margin-bottom:8px}
.card p{font-size:15px;color:var(--muted)}
.card p+p{margin-top:10px}
.card a.more{display:inline-block;margin-top:10px;font-weight:700;font-size:14.5px;color:var(--teal-d);text-decoration:none}
.card a.more:hover{text-decoration:underline}
.tint .card{background:#fff}
.ic{width:46px;height:46px;background:var(--cream);border-radius:12px;display:flex;align-items:center;justify-content:center;margin-bottom:14px;color:var(--teal-d)}
.ic svg{width:24px;height:24px}
.whycard{background:var(--cream);border-radius:var(--r);padding:24px;text-align:center}
.whycard .num{width:44px;height:44px;background:var(--teal);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:var(--fh);font-weight:700;margin:0 auto 12px;font-size:18px}
.whycard h3{font-size:17px;margin-bottom:6px}
.whycard p{font-size:14.5px;color:var(--muted)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;position:relative;list-style:none;counter-reset:s}
.steps:before{content:"";position:absolute;top:30px;left:12%;right:12%;height:2px;background:var(--line)}
.step{text-align:center;padding:0 14px;position:relative;list-style:none}
.step .n{width:60px;height:60px;border-radius:50%;background:var(--accent);color:#fff;font-family:var(--fh);font-weight:700;font-size:22px;display:flex;align-items:center;justify-content:center;margin:0 auto 14px;position:relative;z-index:2}
.step h3{font-size:17px;margin-bottom:6px}
.step p{font-size:14.5px;color:var(--muted)}
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r);background:#fff}
.table-wrap table{border-collapse:collapse;width:100%;min-width:560px}
.table-wrap th{background:var(--teal-d);color:#fff;text-align:left;font-size:13px;letter-spacing:.04em;text-transform:uppercase;padding:13px 18px}
.table-wrap td{padding:14px 18px;border-top:1px solid var(--line);font-size:15px;vertical-align:top}
.table-wrap td:first-child{font-weight:700;color:var(--teal-d)}
.insurepanel{background:var(--teal-d);color:#fff;border-radius:16px;padding:32px;display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}
.insurepanel h2,.insurepanel h3{font-size:24px;margin-bottom:8px;color:var(--accent-l)}
.insurepanel p{font-size:15.5px;color:#E5EEEC;max-width:640px}
.insurepanel p+p{margin-top:10px}
.areas{display:grid;grid-template-columns:repeat(5,1fr);gap:10px}
.areas a{background:#fff;border:1px solid var(--line);padding:14px;border-radius:10px;color:var(--ink);text-decoration:none;font-weight:700;font-size:15px;text-align:center}
.areas a:hover{border-color:var(--teal);color:var(--teal-d)}
.ctaband{background:var(--teal-d);color:#fff;padding:56px 0;text-align:center}
.ctaband h2{font-size:clamp(26px,3.6vw,38px);margin-bottom:8px;color:#fff}
.ctaband p{font-size:17px;margin:0 auto 22px;color:#E5EEEC;max-width:640px}
/* article layout */
.twocol{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:40px;align-items:start}
.article>*+*{margin-top:26px}
.blk{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px 30px;box-shadow:0 4px 14px rgba(36,29,24,.04)}
.blk h2{font-size:clamp(22px,2.6vw,28px);margin-bottom:14px}
.blk h3{font-size:19px;margin:18px 0 8px}
main p+p{margin-top:14px}
.blk p{color:#33291F}
.blk a{font-weight:600}
.blk-list{border-left:6px solid var(--teal);background:#fff}
.blk-list ul{list-style:none;margin-top:14px}
.blk-list li{position:relative;padding:8px 0 8px 32px;border-top:1px dashed var(--line)}
.blk-list li:first-child{border-top:0}
.blk-list li:before{content:"";position:absolute;left:0;top:15px;width:18px;height:18px;border-radius:50%;background:var(--teal) no-repeat center;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 18 18'%3E%3Cpath d='M5 9.4l2.6 2.6L13 6.6' fill='none' stroke='%23fff' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E")}
.blk-list li b{color:var(--teal-d)}
.blk-callout{background:var(--cream);border-color:#EBCFB6}
.blk-callout.safety{border-left:6px solid var(--accent)}
.blk-callout.info{border-left:6px solid var(--teal)}
.blk-table .table-wrap{margin-top:14px}
.blk-steps ol{list-style:none;margin-top:14px;counter-reset:st}
.blk-steps li{counter-increment:st;position:relative;padding:12px 0 12px 54px;border-top:1px solid var(--line)}
.blk-steps li:first-child{border-top:0}
.blk-steps li:before{content:counter(st);position:absolute;left:0;top:12px;width:38px;height:38px;border-radius:50%;background:var(--accent);color:#fff;font:700 17px var(--fh);display:flex;align-items:center;justify-content:center}
.blk-steps li b{display:block;color:var(--ink);font-family:var(--fh);font-size:17px}
.blk-cards .cards{margin-top:16px;grid-template-columns:repeat(2,1fr)}
.blk-prep{background:var(--cream);border-color:#EBCFB6}
.blk-prep .cards{margin-top:16px;grid-template-columns:repeat(2,1fr)}
.blk-prep .card{border-left:5px solid var(--accent)}
.localnote{border-top:6px solid var(--teal)}
.sidecard{position:sticky;top:24px;align-self:start;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;box-shadow:0 10px 26px rgba(36,29,24,.08)}
.sidecard .kick{display:block;margin-bottom:6px;color:var(--accent-d)}
.sidecard h3{font-size:21px;margin-bottom:8px}
.sidecard p{font-size:15px;color:var(--muted);margin-bottom:14px}
.sidecard ul{list-style:none;margin:16px 0}
.sidecard li{padding:7px 0 7px 26px;position:relative;font-size:14.5px;font-weight:600;border-top:1px solid var(--line)}
.sidecard li:before{content:"\2713";position:absolute;left:2px;color:var(--teal);font-weight:700}
.sidecard .sl{font-size:14.5px;font-weight:700}
/* faq */
.faq{border:1px solid var(--line);border-radius:12px;margin-top:12px;background:#fff;overflow:hidden}
.faq button{width:100%;text-align:left;background:none;border:0;font:700 17px var(--fh);color:var(--ink);padding:16px 54px 16px 20px;cursor:pointer;position:relative;line-height:1.35}
.faq button:after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);font-size:24px;color:var(--teal)}
.faq.open button:after{content:"\2212"}
.faq .ans{max-height:0;overflow:hidden;transition:max-height .25s ease}
.faq .ans-in{padding:0 20px 18px}
.faq .ans-in p{color:#33291F;font-size:15.5px}
.nojs .faq .ans{max-height:none}
/* blog cards */
.postgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.post{background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;display:flex;flex-direction:column}
.post .thumb{aspect-ratio:16/9;background:linear-gradient(135deg,var(--teal-dd),var(--teal));display:flex;align-items:flex-end;padding:14px;color:#fff;font:700 13px var(--fb);letter-spacing:.08em;text-transform:uppercase}
.post .thumb.t1{background:linear-gradient(135deg,var(--teal-dd),var(--teal))}
.post .thumb.t2{background:linear-gradient(135deg,#8A3207,var(--accent))}
.post .thumb.t3{background:linear-gradient(135deg,var(--teal-d),#2C8F85)}
.post .pb{padding:18px 20px 22px}
.post h2{font-size:18.5px;margin-bottom:8px}
.post h2 a{color:var(--ink);text-decoration:none}
.post h2 a:hover{color:var(--teal-d)}
.post p{font-size:14.5px;color:var(--muted)}
.meta{font-size:13.5px;color:var(--muted);margin-bottom:14px}
/* maps + footer */
.mapsec{background:var(--cream);padding:48px 0;border-top:1px solid var(--line)}
.mapsec h2{font-size:26px;margin-bottom:6px}
.mapsec p{color:var(--muted);margin-bottom:16px}
.mapframe{width:100%;height:340px;border:0;border-radius:var(--r);display:block;background:#fff}
.mapframe.sm{height:300px}
footer.site{background:#fff;border-top:1px solid var(--line);padding:46px 0 26px;font-size:15px}
footer.site .fgrid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.2fr;gap:30px}
footer.site h2{font-size:16px;margin-bottom:12px;color:var(--ink)}
footer.site ul{list-style:none}
footer.site a{color:var(--muted);text-decoration:none;display:block;padding:3px 0}
footer.site a:hover{color:var(--teal-d)}
footer.site address{font-style:normal;color:var(--muted)}
footer.site .flogo img{height:44px;width:auto;margin-bottom:12px}
footer.site .legal{margin-top:30px;padding-top:18px;border-top:1px solid var(--line);color:var(--muted);font-size:13.5px}
.stickybar,.sticky-cta{display:none;position:fixed;bottom:0;left:0;right:0;background:var(--teal-d);z-index:70;padding:12px 16px;box-shadow:0 -6px 20px rgba(0,0,0,.15)}
.stickybar a{display:flex;align-items:center;justify-content:center;gap:8px;color:#fff;font-weight:700;font-size:15.5px;text-decoration:none}
.callfab{position:fixed;right:22px;bottom:22px;width:56px;height:56px;border-radius:50%;background:var(--accent);color:#fff;display:flex;align-items:center;justify-content:center;z-index:70;box-shadow:0 10px 22px rgba(194,73,15,.4);text-decoration:none}
.callfab:hover{background:var(--accent-d);color:#fff}
.callfab svg{width:26px;height:26px}
.prose-page{max-width:820px}
.prose-page .blk{margin-bottom:22px}
@media(max-width:900px){
.nav-links,.navbar>.btn{display:none}
.burger{display:flex}
.hero .wrap,.insurepanel,.twocol{grid-template-columns:minmax(0,1fr)}
.article,.blk{min-width:0}
.cards,.cards.c3,.cards.c4,.postgrid{grid-template-columns:repeat(2,minmax(0,1fr))}
.steps{grid-template-columns:repeat(2,minmax(0,1fr));row-gap:26px}
.steps:before{display:none}
.areas{grid-template-columns:repeat(2,minmax(0,1fr))}
footer.site .fgrid{grid-template-columns:repeat(2,minmax(0,1fr))}
.sidecard{position:static}
.stickybar{display:block}
.callfab{display:none}
body{padding-bottom:62px}
.hero{padding:40px 0}
}
@media(max-width:600px){
.cards,.cards.c2,.cards.c3,.cards.c4,.postgrid,.blk-cards .cards,.blk-prep .cards{grid-template-columns:minmax(0,1fr)}
.steps{grid-template-columns:minmax(0,1fr)}
.blk{padding:22px 18px}
.wrap{padding:0 16px}
.strip ul{padding:14px 16px}
footer.site .fgrid{grid-template-columns:minmax(0,1fr)}
.logo img{height:40px}
.topbar .wrap{justify-content:center;text-align:center}
}

.cards>*,.fgrid>*,.steps>*,.areas>*,.postgrid>*,.insurepanel>*,.hero .wrap>*{min-width:0}
html,body{overflow-x:clip}
.card,.card a{overflow-wrap:anywhere}

.fig{margin:22px 0}.fig img{width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;border-radius:var(--r);display:block;background:var(--teal-d)}
.fig figcaption{font-size:14px;color:#5b6b69;margin-top:8px}
.post .thumb-img{display:block;position:relative;aspect-ratio:16/9;overflow:hidden;background:var(--teal-d)}
.post .thumb-img img{width:100%;height:100%;object-fit:cover;display:block}
.post .tagchip{position:absolute;left:12px;bottom:12px;background:rgba(8,63,63,.88);color:#fff;font:700 12px var(--fb);letter-spacing:.08em;text-transform:uppercase;padding:5px 10px;border-radius:999px}
.hero-bg{aspect-ratio:auto}